ECO4 Scheme
Discover how you can benefit from the ECO4 scheme. Whether you’re looking for ECO4 funding or want to understand the ECO4 eligibility criteria, we’ve got you covered.
Check your eligibility
What is the ECO4 scheme?
The Energy Company Obligation (ECO), first introduced in 2013, is an energy efficiency scheme for Great Britain. ECO places legal obligations on larger energy suppliers to deliver energy efficiency measures to domestic premises. It focuses on insulation and heating measures and supports vulnerable consumer groups. ECO is intended to assist in reducing carbon emissions, maintaining the security of the energy supply and reducing fuel poverty.
ECO4 grants are the latest phase of the scheme and are due to start in 2022. The ECO4 scheme will run until 2026 and will have a particular focus on improving the energy efficiency of the UK’s housing stock.
Do I qualify for ECO4 funding?
Qualifying for the ECO4 scheme requires your property to have an EPC rating of D or lower. Additionally:
- You must be a homeowner or private renter receiving qualifying benefits*
- Your total household income must be £31,000 or below. This will qualify for the Local Authority Flex Scheme which you can find out more here.
- A household member has a medical condition that makes them vulnerable to the cold can also qualify.
What if I don’t receive any benefits?
We can still help you if you have a low household income and live in a property with a low Energy Performance Certificate (EPC) rating!! The ECO4 funding grant allows energy companies to deliver up to 25% of their obligation via ‘flexible eligibility’. This allows local authorities to publish a statement of intent on their website which outlines the criteria for homeowners and tenants to qualify for funding outside the list of qualifying benefits. Here at ECO Providers, we are working very closely with numerous Local Authorities to ensure we can deliver as many Eco funded measures. Get in touch with us now to see if we are working with your Local Authority!
ECO4 Scheme Qualifying Benefits
Below are all the qualifying benefits for ECO4 – remember you need an EPC rating of D or lower:
- Child Tax Credits (CTC)
- Jobseekers Allowance (JSA) Employment & Support
- Allowance (ESA) Income Support (IS)
- Pension Guarantee Credit
- Universal Credit (UC)
- Warm Home Discount Rebate Working Tax Credit (WTC)
- Housing Benefit
Pension Saving Credit
What are the benefits of the ECO4 scheme?
Completely free
No cost to you. This is a UK government initiative requiring energy suppliers to provide improvements for vulnerable households, as long as your property qualifies.
Improved comfort
Eliminate drafts and inefficient heating, creating a warmer, more comfortable home.
Reduce your energy bills
Noticeable savings with increased energy efficiency, leading to lower heating costs.
Secure your home’s future
Lock in insulation upgrades now to protect against rising energy prices and save money over time.
Increase property value
Energy-efficient upgrades not only reduce bills but can also enhance your home’s market value.
What to expect before and after you apply
Ready to see if you qualify for the ECO4 Scheme? Check out the process from start to finish.
1. Check eligibility
Using our form, enter your details and a few questions and our systems will do the rest to see if you qualify.
2. Home survey
If you qualify, schedule a home survey. An expert will assess your home to determine the best insulation measures.
3. Book an install
After the survey, book an installation date that works for you.
4. Enjoy a warmer home & start saving
Get installation by a friendly, Eco Providers-accredited installer and start enjoying extra solar battery storage.
Why you can trust Eco Providers!
Domestic retrofit experts you can trust in your home.
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Frequently Asked Questions
The ECO4 scheme is a government-backed initiative designed to help low-income and vulnerable households improve the energy efficiency of their homes. The scheme provides funding for energy-saving upgrades such as insulation, heating systems, and renewable technologies, helping to reduce energy bills and carbon emissions.
ECO4 eligibility is based on household income, receipt of certain benefits, and the energy efficiency rating of your home. You may qualify if you’re on a low income, receiving government support such as Universal Credit or Child Tax Credits, or if you live in a property with a poor EPC rating (typically E, F, or G).
The ECO Scheme takes a ‘whole-house’ approach to improving the efficiency of the UK housing stock by ensuring that the fabric insulation of properties is brought up to the required standards alongside the installation of energy efficient heating systems. Based on this our Energy Company partners will fund the following measures;
- Internal Wall Insulation
- Cavity Wall Insulation
- Room in Roof Insulation
- Loft Insulation
- Air Source Heat Pumps
- Gas Central Heating
- Heating Controls
- Solar PV
You can check your ECO4 eligibility by completing a short online form or speaking with an accredited ECO provider. They’ll assess your income, benefits status, and property details to determine whether you qualify for ECO4 funding under the latest scheme criteria.
Yes, under the ECO4 scheme’s LA Flex (Local Authority Flexible Eligibility) route, some households not receiving benefits may still qualify. This is based on local authority criteria such as low income, high energy costs, or health conditions exacerbated by cold homes.
Yes, both private tenants and landlords may benefit from ECO4 funding. However, the property must meet certain criteria, and landlord consent is required. Landlords may be asked to contribute towards the cost of the improvements, depending on the funding available.
In some cases, ECO4 measures can be co-funded with other grants or schemes. While the ECO4 scheme is primarily designed to cover the full cost of eligible energy efficiency improvements, additional funding sources—such as local authority grants or the Great British Insulation Scheme—may be used to top up or support installations where ECO4 does not cover the full cost. Eligibility and co-funding opportunities will depend on your local area, property type, and the specific measures being installed. It’s best to speak with an approved ECO provider to explore your options.