Debunking 5 Common Myths About The ECO4 Grant Scheme

The ECO4 grant scheme is an important government initiative that aims to help homeowners make their homes more energy efficient. The scheme provides financial incentive to make eco-friendly and energy efficient upgrades to a wide range of homes such as insulation and heating solutions. It aims to lower energy consumption and create a sustainable housing network.

However, there’s a lot of ECO4 myths circulating which can make it challenging to separate fact from fiction. Well in this blog, we’ll debunk five common myths about the ECO4 grant scheme so you have all the right information about this initiative and how you can benefit from making your home more energy efficient. Let’s get straight into it.

Myth 1: The ECO4 grant scheme is a scam

We’ve always been told that if something is too good to be true, it almost certainly is. However, when it comes to the ECO4 grant scheme, it isn’t! This scheme is a legitimate UK government initiative that offers vital support for eligible households to improve their energy efficiency.

The Energy Company Obligation (ECO) was first introduced in 2013 as an energy efficiency scheme. Its aim was to place legal requirements on energy companies to help improve energy efficiency, tackle fuel poverty, and reduce carbon emissions. The scheme has gone through several phases and is currently in its fourth and final phase, hence ECO4. This particular phase has seen the eligibility criteria for funding widen, meaning more people can access grants to make energy efficient upgrades to their homes.

The misconception that the ECO4 grant scheme is a scam can be detrimental to some households as this can put people off accessing this crucial funding they’re entitled to. This can lead to them continuing to live in fuel poverty and uncomfortable living conditions. The fact is this isn’t a scam!

Myth 2: It’s only available to low income families

While it’s true the ECO4 grant scheme is available for those who are on a low income, it’s not only for them. There is a wide set of eligibility criteria and the scheme takes into account a number of different factors such as the benefits you receive, the EPC (Energy Performance Certificate) rating and the current heating system you use for example.

ECO4 aims to support households who need it the most. Those who receive benefits often tend to face more issues with higher energy bills and these individuals are seen as a priority. However, people on higher incomes can still be entitled to receive benefits, or may live in a home with a low energy efficiency rating, and therefore qualify for the ECO4 grant scheme.

A key ECO4 fact is that it’s not solely about income and there are numerous other factors that are considered. You can view the full list of eligibility criteria on the gov.co.uk website, or you can use our handy online application tool to see if you’re eligible in just 60 seconds.

Myth 3: The ECO4 grant scheme is for homeowners only

Similar to our previous ECO4 myth, there’s a common misconception that this scheme is for homeowners only, but this isn’t true. ECO4 is available for qualifying tenants, private tenants, and for those who live in social housing. This means it doesn’t matter whether you own or rent a property, you can still be eligible for the initiative.

In situations where tenants pay their own energy bills, they are affected by the energy efficiency of a property. The ECO4 grant scheme enables tenants to work together with their landlords to make improvements to a property. It’s important to note that there may be some cost to landlords for upgrades, but when you consult with an approved installer, like Eco Providers, you will be given a full breakdown of any costs required.

In the long run though, when landlords choose to make energy efficient upgrades to their properties, it can lead to reduced energy bills and a more comfortable living environment for the tenant, which encourages them to continue to rent.

Myth 4: The ECO4 grant scheme only covers boiler upgrades

One of the biggest ECO4 myths is that this initiative only covers boiler upgrades. While yes, it does include boiler upgrades, as we’ve mentioned it also includes upgrades to insulation such as loft insulation, cavity wall insulation, and internal wall insulation. The ECO4 initiative understands that proper insulation is key to reducing heat loss in the winter and keeping a home cool in the summer, which is why it’s covered.

It also supports the upgrade to renewable energy sources such as solar panels and heat pumps. These efficient and effective ways to supply energy to a home can significantly cut energy consumption compared to traditional energy sources as well as lessen the reliance on the National Grid. These renewable energy sources also support a greener way of living, which is in line with the UK government’s goal of becoming net zero by 2050.

Myth 5: The application process is too complicated

Another common myth about the ECO4 grant scheme is that the application process is too complicated. Many believe there’s a lot of paperwork involved or it features too many complicated steps, but this is far from the truth.

The usual process involves checking if you’re eligible, speaking with a Trustmark-registered installer, completing a home assessment, submitting your application, and finally application approval and installation. When you contact an approved installer, like Eco Providers, we’ll handle your application on your behalf, meaning you have one less thing to worry about.

Another key ECO4 fact is that the application process is designed to be simple and minimise administrative burden on the homeowner. At Eco Providers, we act as your primary point of contact and we’ll guide you through each step, simplifying the whole experience for you.

Check if you’re eligible for the ECO4 grant scheme today

As you can see, there are a lot of ECO4 myths out there which can make finding your way in energy efficiency upgrades overwhelming. However, we hope we’ve given you all the key ECO4 facts to debunk these myths and show that the scheme makes home improvements easier and hugely beneficial.

At Eco Providers, we’re committed to helping those most in need and combat climate change by installing energy efficient measures to properties across the UK. So if you’re ready to provide better living conditions for your family, check if you’re eligible online today in just 60 seconds. Alternatively, get in touch with us today and one of our friendly experts can answer any questions you may have.

ECO4 grant scheme FAQs

How can I maximise the benefits of the ECO4 grant scheme for my home?

To really make the most of the benefits from ECO4, you should take a complete approach. This means combining insulation upgrades with heating measures if your property would benefit from this. You can also look to invest in energy efficient appliances and opt for renewable energy sources to further maximise the long term benefits. Your chosen approved installer will complete a survey of your home and assess which measures you’ll benefit most from.

Are there any hidden costs or obligations associated with the scheme?


The ECO4 scheme is supported by the Energy Company Obligation (ECO) and aims to help eligible homeowners by giving them financial assistance without any hidden costs. It’s very important to clearly understand the eligibility criteria and possible contributions during the whole process. Your chosen approved installer should be transparent about any costs to you and you should also be prepared to ask any questions you have if you’re unsure on anything.

Is there a deadline for applying for the scheme?

The ECO4 scheme is scheduled to run until March 2026. However, it’s strongly recommended to apply as early as possible to ensure availability, as demand can be high.

What is the difference between ECO4 and previous ECO schemes?

ECO4 is the latest phase of the ECO initiative, with a greater focus on whole-house retrofits and improving the energy performance of homes for long term sustainability. It also targets the lowest income households and is more flexible in the range of measures it offers compared to earlier schemes.